Our chance for needing long term care (LTC) increases the longer we live. Directly paying for LTC can easily deplete an average person’s estate leaving a beneficiary with no legacy. You can purchase LTC insurance to protect your legacy. But … Continue reading →

There are a number of ways in which you can protect your property against the effects of long term care fees, such as gifting away your home or taking out a long term care insurance policy. However, in this article … Continue reading →

Most people find themselves in a situation in which they realize that they cannot keep their savings under the mattress and that they should resort to a bank in order to deposit their money. In this case, it seems that … Continue reading →

Would you like more control of your finances? The first thing you’d need to do is to actually create a plan. And then, you need to keep your goals and purposes in mind as you invest. But that’s just the … Continue reading →

Beware these common traps made with life insurance that can reduce its value to your family … or leave you paying a bundle to the IRS. Trap: Owning too much life insurance, too long. During the years you are working … Continue reading →

An Irrevocable Trust is a trust which, once set up, cannot be changed or canceled without first getting the permission of the beneficiary. The grantor may not withdraw contributions from the trust. There are certain tax advantages accruing when the … Continue reading →

While this may sound incredible, most affluent and successful people, including most doctors, (even those who earn $300,000+ a year or those who have amassed $1,000,000 or more in assets) do not have a proper estate plan or asset protection … Continue reading →

It’s an old saying that there are two certainties in life

First of all, getting approved for a small business loan is definitely easier than getting personal loans… regardless of your personal credit scores. Additionally, getting the right types of corporate credit is absolutely critical: if you want to protect your … Continue reading →

The living trust is a powerful legal tool, if it is written well and used properly. However do you know if you should use them? Some prominent attorneys advise their patrons to avoid living revocable trusts. While other attorneys give … Continue reading →